Bank of India Credit Officer Recruitment 2026 Notification Out: Apply Online for 779 Posts

Bank of India Credit Officer Recruitment 2026 Notification Released for 779 Credit Officer Vacancies in General Banking Officer (GBO) Stream The recruitment drive has jobs for experienced banking professionals in the posts of Officer Scale II, Officer Scale III and Officer Scale IV. The Eligible, Qualified, Experienced and Age-Limit Candidates can apply online from 30.06.2026 to 20.07.2026.

The bank is looking for skilled officers at different levels to strengthen its credit operations. Candidates who are interested should read the official notification carefully before applying to ensure they meet all eligibility criteria.

Bank of India Credit Officer Recruitment 2026 Overview

• Recruiting Organization: Bank of India (BOI) 

• Recruitment Name: Bank of India Credit Officer Recruitment 2026 

• Project Number: 2026-27/01 

• Post Name: Credit Officer (General Banking Officer – GBO Stream) 

• Total Vacancies: 779 Posts 

• Officer Scale II Vacancies: 677 Posts 

• Officer Scale III Vacancies: 61 Posts 

• Officer Scale IV Vacancies: 41 Posts 

• Job Type: Government Bank Jobs / Public Sector Bank Jobs 

• Application Mode: Online 

• Apply Online Start Date: 30 June 2026 

• Last Date to Apply Online: 20 July 2026 

• Selection Process: Online Examination and/or Personal Interview 

• Purpose of Recruitment: To recruit skilled Credit Officers for strengthening the Bank of India's credit operations across various management scales. 

Important Dates

The candidates who are going to apply for the BOI Credit Officer Recruitment 2026 should keep in mind the important schedule.

Vacancy Details

The Credit Officer recruitment has been announced for a total of 779 vacancies. The vacancies are a mix of fresh vacancies and carried forward vacancies from the previous recruitment cycle.

Scale-wise Vacancy Distribution

The recruitment has been announced for three officer scales.

Officer Scale II Vacancy

Officer Scale II offers the best opportunity for candidates with relevant banking and credit experience among the most number of vacancies.

Officer Scale III Vacancy

The most number of vacancies for Officer Scale II offers the best opportunity for candidates with relevant banking and credit experience.

Officer Scale IV Vacancy

Officer Scale IV posts are senior management posts and are eligible for candidates having substantial professional experience in banking and credit management.

Eligibility Criteria

The candidates should satisfy the eligibility conditions of qualification, experience and age as prescribed in the notification. Eligibility as at 1 June 2026.

Educational Qualification

The qualification requirements depend on the post:

Officer Scale II (MMGS-II): Graduate in any discipline from a recognised University/Institute with full-time MBA/PGDM (Finance)/PGDBM or CA, CMA (ICWA) or CFA (equivalent professional qualification) from a recognised University/Institute. The qualification should be accompanied by the required post qualification experience in banking or financial institutions.

Officer Scale III (MMGS-III): Candidates should have the same qualification as for Scale II, and should have relevant professional experience in credit appraisal, lending or banking operations.

Officer Scale IV (SMGS-IV) : Candidates should have Graduate degree and the requisite professional qualification like MBA/PGDM (Finance), CA, CMA (ICWA), CFA or any equivalent qualification from a recognised Institution, with rich experience in the field of credit management and banking.

Educational Qualifications: All educational qualifications should be from a recognised University/Institution approved by the Government of India/concerned regulatory authority. Candidates should make sure that they meet the educational qualification and experience criteria for the respective scale before applying online.

Age Limit

The prescribed age limits are:

• Officer Scale II: 25 to 32 years

• Officer Scale III: 28 to 38 years

• Officer Scale IV: 32 to 45 years

Age Relaxation

Age relaxation is applicable for reserved category candidates as per Government of India norms.

• SC/ST – 5 years

• OBC (Non-Creamy Layer) – 3 years

• PwBD – 10 years

• Ex-Servicemen – 5 years

• 1984 Riot Victims – 5 years

Salary and Pay Scale

Selected candidates will be paid attractive salaries commensurate with their scales.

Officers will be provided basic pay along with DA, HRA, CCA, medical benefits, leave benefits, pension and other allowances applicable to Bank of India employees.

Service Bond

Selected candidates will be paid attractive salaries according to the scales.

Probation Period

Selected candidates will be on probation for the probation period of Bank of India before confirmation to regular service.

Selection Process

The BOI Credit Officer Selection Process comprises:

• Online Examination

• Personal Interview

• Final Merit List

Basis the number of applications received, the bank may conduct only interviews.

Online Examination

The ere are two sections for this online exam:

The test is 120 minutes in length. English is qualifying in nature but Professional Knowledge has weightage for merit list.

Personal Interview

Candidates shortlisted on the basis of online examination will be called for interview in the ratio of approximately 1:3. The final merit list will be prepared on the basis of combined performance in online examination and interview with weightage of 70:30.

Merit List

For final selection, marks obtained in the Professional Knowledge test and interview will be considered.

Syllabus

The examination includes:

• English Language

• Banking Awareness

• Credit Management

• Financial Analysis

• Risk Management

• Banking Regulations

• Professional Knowledge related to Credit

Candidates are advised to prepare from standard banking and finance resources and current banking updates.

Application Fee

Application fee can be paid only through online mode.

Required Documents

Applicants should keep the following documents ready while applying:

• Educational certificates

• Experience certificates

• Identity proof

• Category certificate (if applicable)

• EWS certificate

• PwBD certificate

• Passport-size photograph

• Signature

• Left thumb impression

• Handwritten declaration

Photo & Signature Guidelines

Candidates need to upload the scanned copies of the required documents in the prescribed format while filling the Bank of India Credit Officer Recruitment 2026 application form. These include recently taken colour passport size photograph, signature in black ink, left thumb impression and handwritten declaration. All uploaded images should strictly adhere to the file size, dimensions and format as specified in the official notification. Candidates are advised to ensure that scanned copies of all the relevant documents are clear and legible and as per the prescribed specifications in order to avoid rejection of their applications during the verification process.

Exam Centres

The online examination will be conducted across major cities, including:

• Delhi NCR

• Mumbai

• Hyderabad

• Bengaluru

• Chennai

• Kolkata

• Jaipur

• Lucknow

• Patna

• Bhopal

• Ahmedabad

• Vijayawada

• Visakhapatnam

• Guwahati

• Raipur

• Ranchi

• Thiruvananthapuram

Admit Card

BOI Credit Officer Admit Card will be issued online before the exam. Candidates can download the same by entering their registration number and password.

Result

The result will be announced on the official website at the end of the selection process. Those candidates who clear all the stages will be considered for final appointment.

How to Apply Online

Candidates can apply online by following the steps

1. Go to the official website of Bank of India.

2. Choose the Careers section.

3. Click on Credit Officer Recruitment 2026 link.

4. Registration to be effected.

5. Complete the application form.

6. Provide the required documents.

7. Submit application fee.

8. Place your application.

9. Keep the confirmation page for your records.

Notification PDF Download

Candidates should carefully read the official Bank of India Credit Officer Recruitment 2026 Notification PDF before applying. The notification contains complete information regarding eligibility, experience, reservation, examination, and selection process.

Why Apply for Bank of India Jobs 2026?

The Bank of India Credit Officer Recruitment 2026 offers an excellent opportunity for banking professionals seeking a stable career in a leading public sector bank.  Selected candidates get career growth opportunities, allowances, job security, pension benefits and exposure across the country with an attractive salary package. The recruitment is among the biggest government bank jobs announced this year with 779 vacancies.

Last Date to Apply

The last date to apply online for Bank of India Credit Officer Recruitment 2026 is July 20, 2026. Candidates need to do registration, upload documents and pay the application fee well before the deadline to avoid last minute technical issues.

FAQs

1. How many vacancies are announced under Bank of India Credit Officer Recruitment 2026?

A total of 779 vacancies have been released for the posts of Officer Scale II, III and IV.

2. What is the last date to apply online?

The last date to apply online is 20th July, 2026.

3. What is the selection process for BOI Credit Officer Recruitment 2026?

The selection process includes an Online Examination followed by a Personal Interview.

4. What is the application fee?

Application Fee Rs. 850/- (Rs. 175/- for SC / ST / PwBD candidates) for General / OBC / EWS candidates.

5. What is the salary for Officer Scale II?

Officer Scale II basic Pay is ₹64,820 to ₹93,960 with admissible allowances & benefits.